Insuring Junk Doesn't Increase Its Value

A few days ago, I was on the phone with an insurance agent. 

We talked about property value, policies, what qualifies for coverage, and how much something is really worth.

And this was my takeaway.

Insuring junk doesn’t increase its value.

You could wrap it in the best policy available. 

Assign it a high premium. 

Call it “protected” and “secured.” 

But all you’ve really done...is dress up what was never worth that much to begin with.

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The Value Conversation

Some things just don’t carry the value we try to assign them.

And that’s okay.

It becomes dangerous, though, when we try to apply this logic to people, especially in relationships.

I’ve seen people walk into dating relationships with the mindset of an insurer:

🔹 “I can cover that flaw.”

🔹 “I know their background is messy, but I’m different.”

🔹 “If I give them my loyalty, love, money, and body, it’ll change things.”

Sometimes, it’s not even about the other person. It’s about what we’re trying to prove.

We mistake attachment for investment. 

We equate access with value. 

We start calling attention “care” and chemistry “covenant.”

And just like that, we find ourselves trying to insure something God never approved in the first place.

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The Marriage Application

Marriage doesn't magically upgrade junk to treasure.

Marriage reveals, not conceals.

It amplifies what was already there. 

The strengths…and the cracks. 

The substance…and the lack of it.

You don't get married to make someone valuable.

You marry someone because you already see their God-given value...and you can walk with them toward purpose.

When you ignore this, you risk insuring what looks like potential…but has no real foundation.

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To my single friends

Let’s be clear:

This isn’t a call to be judgmental or hyper-critical.

But it is a call to be discerning.

To ask hard questions.

To see yourself as someone worth protecting.

You’re not a rehab center.

You’re not an insurer.

You’re not God.

So don’t carry what was never yours to fix.

When the value is real, you won’t need to overcompensate.

They’ll already come covered...by character, accountability, humility, growth, and God’s grace.

The Bible says in 2 Corinthians 6:14 "Do not be unequally yoked with unbelievers. For what partnership has righteousness with lawlessness?" 

An "insured" unequal yoke is still an unequal yoke

Remember Proverbs 4:23, "Above all else, guard your heart, for everything you do flows from it."

👣 Be Better. 💛 Love Better. 🙌🏾 Do Better. 💍Marriage Works.